Although it is the norm in modern culture to live from paycheck to paycheck, this may be a very stressful way to go about life. It means that you have no money set up for emergencies, medical expenses, or savings ...

Retention initiatives are emphasised since it is expensive and time-consuming to replace employees, particularly productive people. When important individuals leave your company, the remaining staff members may experience stress from having to perform more with less until the open positions ...